:root{--ink:#0c2748;--blue:#1b5fc1;--sky:#e6f1ff;--pale:#f5f9ff;--line:#d5e4f7;--navy:#0a2347;--cy:#5ec0f0;--serif:Georgia,"Iowan Old Style","Times New Roman",serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:76px}
body{margin:0;font:17px/1.65 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff;padding-bottom:82px}
img{max-width:100%;height:auto;display:block}a{color:var(--blue)}
h1,h2,h3{font-family:var(--serif);font-weight:700;line-height:1.15;margin:0 0 .5em;letter-spacing:-.01em}
h1{font-size:clamp(2.1rem,8.5vw,3.6rem)}h2{font-size:clamp(1.6rem,6vw,2.2rem)}h3{font-size:1.2rem}
.util{display:flex;justify-content:space-between;gap:10px;flex-wrap:wrap;background:var(--navy);color:#cfe0fb;font-size:.85rem;padding:7px 16px}.util a{color:#fff;text-decoration:none}
.top{position:sticky;top:0;z-index:30;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;padding:8px 16px}
.logo{display:block}.logo img{height:34px;width:auto}
.burger{width:46px;height:46px;border:0;border-radius:50%;background:var(--navy);cursor:pointer;position:relative;flex:none}
.burger span,.burger span::before,.burger span::after{position:absolute;left:14px;width:18px;height:2px;background:#fff;content:"";transition:.2s}
.burger span{top:22px}.burger span::before{left:0;top:-6px}.burger span::after{left:0;top:6px}
.burger[aria-expanded=true] span{background:transparent}.burger[aria-expanded=true] span::before{top:0;transform:rotate(45deg)}.burger[aria-expanded=true] span::after{top:0;transform:rotate(-45deg)}
nav{display:none;position:absolute;top:100%;left:0;right:0;background:#fff;padding:6px 20px 20px;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(10,35,71,.15);max-height:calc(100vh - 70px);overflow-y:auto}
nav.open{display:block}
nav a{display:block;padding:15px 2px;border-bottom:1px solid var(--sky);color:var(--ink);text-decoration:none;font-size:1.15rem;font-weight:600}
nav a.on{color:var(--blue)}nav a.navcall{margin-top:14px;border:0;background:var(--blue);color:#fff;text-align:center;border-radius:14px}
.hero{padding:24px 18px 10px;display:grid;gap:22px;background:linear-gradient(180deg,var(--pale),#fff)}
.lead{font-size:1.1rem;color:#34507a;margin:0}
.photo{margin:0;position:relative}.photo img{width:100%;height:230px;object-fit:cover;border-radius:24px;background:var(--sky)}
.photo figcaption{position:absolute;left:14px;bottom:14px;background:#fff;color:var(--navy);font-weight:600;font-size:.88rem;padding:8px 14px;border-radius:999px;box-shadow:0 6px 20px rgba(10,35,71,.2)}
.guide{background:#fff;border:1.5px solid var(--line);border-radius:26px;padding:22px;box-shadow:0 18px 44px rgba(27,95,193,.12)}
.opts{display:grid;gap:8px}.opts button{text-align:left;padding:14px 16px;border:1.5px solid var(--line);background:var(--pale);border-radius:16px;font:600 1rem system-ui;color:var(--ink);cursor:pointer;transition:.2s}
.opts button:hover{border-color:var(--blue)}.opts button[aria-pressed=true]{background:var(--blue);border-color:var(--blue);color:#fff}
.ans{margin-top:16px;padding:18px;background:var(--sky);border-radius:18px;border-left:5px solid var(--blue)}.ans p{margin:0 0 14px}
.btn{display:inline-block;padding:14px 26px;border-radius:999px;background:var(--blue);color:#fff;font:700 1rem system-ui;text-decoration:none;border:0;cursor:pointer}
.nums{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;padding:22px 14px;text-align:center}
.nums b{display:block;font:700 2.4rem/1 var(--serif);color:var(--blue)}.nums span{font-size:.82rem;line-height:1.3;display:block;margin-top:6px}
.sec{padding:52px 20px;max-width:1040px;margin:0 auto}.soft,.navy{max-width:none}
.soft{background:var(--pale)}.soft>*,.navy>*{max-width:1000px;margin-left:auto;margin-right:auto}
.sub{color:#4d6280;margin:-.2em 0 1.2em}
.free{background:var(--blue);color:#fff;border-radius:28px;padding:30px 24px}.free h2{color:#fff;font-size:clamp(2rem,8vw,3rem)}.free p{margin:0;font-size:1.05rem}
.tl{list-style:none;margin:0;padding:0 0 0 26px;border-left:3px solid var(--line)}
.tl li{position:relative;padding:0 0 26px 20px}.tl li::before{content:"";position:absolute;left:-36px;top:3px;width:18px;height:18px;border-radius:50%;background:#fff;border:5px solid var(--blue)}.tl p{margin:0}
.vs{display:grid;gap:16px}.vs article{border:1.5px solid var(--line);border-radius:26px;overflow:hidden;background:#fff}
.vs img{width:100%;height:150px;object-fit:cover;background:var(--sky)}.vs h3{padding:16px 20px 0}
dl{margin:0;padding:0 20px 20px}dt{font-weight:700;color:var(--blue);font-size:.85rem;margin-top:12px}dd{margin:0}
.calc{background:#fff;border-radius:24px;padding:22px;border:1.5px solid var(--line)}label{display:block;font-weight:600;margin-bottom:6px}
.row{display:flex;gap:10px;flex-wrap:wrap}input,textarea{width:100%;padding:14px;border:1.5px solid var(--line);border-radius:14px;font:inherit;color:var(--ink);background:#fff}
.row input{flex:1 1 180px;width:auto}
.meter{position:relative;height:14px;background:var(--sky);border-radius:99px;margin:20px 0 6px;overflow:hidden}.meter i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--cy),var(--blue));border-radius:99px;transition:width 1s}
.meter span{position:absolute;right:10px;top:-1px;font-size:.62rem;font-weight:700;color:var(--navy);line-height:14px}
#calc-out{margin:8px 0 0;font-weight:600;color:var(--navy)}
input:focus,textarea:focus,button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid var(--cy);outline-offset:2px}
.law{list-style:none;margin:0;padding:0;display:grid;gap:10px}.law li{display:grid;gap:2px;padding:16px 18px;border-radius:18px;background:var(--pale);border-left:5px solid var(--blue)}.law b{font-family:var(--serif);font-size:1.2rem;color:var(--blue)}
.chat{display:grid;gap:12px}details summary{list-style:none;cursor:pointer;margin-left:auto;width:fit-content;max-width:88%;background:var(--blue);color:#fff;padding:12px 18px;border-radius:20px 20px 4px 20px;font-weight:600}
details p{margin:8px 0 0;max-width:92%;background:#fff;border:1.5px solid var(--line);padding:14px 18px;border-radius:20px 20px 20px 4px}
.mosaic{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:20px}.mosaic img{width:100%;height:130px;object-fit:cover;border-radius:18px;background:var(--sky)}.mosaic .m1{grid-column:1/-1;height:200px}
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;list-style:none;padding:0;margin:20px 0}.facts li{background:var(--sky);border-radius:18px;padding:14px 6px;text-align:center;font-size:.8rem;line-height:1.3}.facts b{display:block;font:700 1.35rem var(--serif);color:var(--blue)}
.logos{display:flex;gap:24px;align-items:center;flex-wrap:wrap}.logos img{height:32px;width:auto}
.navy{background:var(--navy);color:#fff;text-align:center;padding:56px 24px}.score{margin:0 0 14px;color:var(--cy)}.score b{font:700 3.6rem var(--serif);color:#fff;margin-right:6px}
blockquote{font:italic 1.35rem/1.45 var(--serif);margin:0 auto;min-height:7.5em;transition:opacity .5s}blockquote.f{opacity:0}
.dots{display:flex;gap:8px;justify-content:center;margin-top:10px}.dots button{width:12px;height:12px;border-radius:50%;border:0;background:#3a5a8c;padding:0;cursor:pointer}.dots button.on{background:var(--cy)}
.prices{display:grid;grid-template-columns:1fr 1fr;gap:10px}.prices div{background:var(--pale);border:1.5px solid var(--line);border-radius:20px;padding:16px;font-weight:600;line-height:1.3}
.prices b{display:block;font:700 1.7rem var(--serif);color:var(--blue)}.prices small{display:block;font-weight:400;color:#4d6280;font-size:.78rem;margin-top:4px}
.note{font-size:.9rem;color:#4d6280}
.two{display:grid;gap:18px}.form{background:#fff;padding:22px;border-radius:24px;border:1.5px solid var(--line)}.form input,.form textarea{margin-bottom:12px}
.chk{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:.92rem}.chk input{width:22px;height:22px;margin:2px 0 0}.hp{position:absolute;left:-9999px}.form .btn{width:100%}
.call{display:block;background:var(--blue);color:#fff;text-decoration:none;border-radius:18px;padding:14px 20px;font:700 1.5rem var(--serif);margin-bottom:10px}.call small{display:block;font:500 .78rem system-ui;opacity:.85}
footer{background:var(--navy);color:#9db9e6;padding:34px 20px;font-size:.93rem}footer a{color:#fff}footer p{margin:0 0 10px}footer img{margin-bottom:14px}
.dock{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;gap:8px;padding:10px 14px calc(10px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line)}
.dock a{flex:1;text-align:center;padding:14px;border-radius:14px;font-weight:700;text-decoration:none;background:var(--blue);color:#fff}.dock a+a{background:var(--sky);color:var(--navy)}
@media(min-width:820px){body{padding-bottom:0}.dock{display:none}.top{padding:0 4vw}.burger,nav a.navcall{display:none}nav{display:flex;position:static;border:0;box-shadow:none;padding:0;gap:4px;max-height:none;overflow:visible}nav a{padding:8px 13px;border:0;border-radius:999px;font-size:.9rem}nav a.on{background:var(--blue);color:#fff}.logo{padding:10px 0}
.hero{grid-template-columns:1.1fr .9fr;padding:56px 6vw 20px;gap:30px 50px;align-items:center}.hero-txt{grid-column:1}.photo{grid-column:2;grid-row:1/3}.photo img{height:100%;min-height:420px}.guide{grid-column:1}
.vs,.two{grid-template-columns:1fr 1fr}.mosaic{grid-template-columns:2fr 1fr 1fr}.mosaic .m1{grid-column:auto;height:260px}.mosaic img{height:260px}.prices{grid-template-columns:repeat(3,1fr)}}
@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}